NAFCU’s Key Financial Ratio and Operating Expense Analysis is a management tool designed to let you know where your Credit Union ranks with its peers. From Thomson Reuters Bank Insight and NAFCU, a custom report will be delivered to you confidentially over the Web as an MS Excel™ spreadsheet. Data included in the report will help you understand and control the growth and changes in your operating expenses.

Key Financial Ratios and Operating Expenses are presented in user friendly reports and in color graphs. You will easily see where your ratios fit in several different peer groups of either Federal Credit Unions or State Credit Unions, all within your asset range. In addition to a peer group based strictly on asset size, we include four sub peer groups: Membership Type (FCU Only), MSA, State and NCUA Region, each with your ratios ranked and a variety of averages and extremes for all Federal Credit Unions or State Credit Unions within each peer group.

• Personalized graphs and reports, including peer data specific to your Federal Credit Union or State Credit Union
• Your position among various types of Federal Credit Unions’ or State Credit Unions’ asset peer groups: Asset Size, Membership Type (FCU Only), MSA, State & NCUA Region
• Overview of all Federal Credit Unions’ or State Credit Unions’ Key Financial Ratios (including breakdown by asset size)
• NAFCU’s instructions on exactly how to use the report and what the report means